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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-458-0797.





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"Crista is patient, knowledgable, personable"
"Crista has a very sound knowledge of not only market prices/trends, but also the details of what it will take to work the entire process."
Karen and Charlie Panten
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Testimonials
Welcome > Agent Info > Testimonials ...

Read What People Are Saying About Me 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"Crista is patient, knowledgable, personable"
"Crista has a very sound knowledge of not only market prices/trends, but also the details of what it will take to work the entire process."

Karen and Charlie Panten
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"Crista went way beyond my expectations"
"Crista went way beyond my expectations on every level. Very professional, very easy to talk to about my concerns and my personal situation."

Joyce Engelman, Vista, CA
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"Crista zero’s in on my needs"
"Crista zero’s in on my needs as a home buyer and respects my choices without adding her own preferences."

Bonnie Klotzly, Vista, CA
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"Crista's very easy to work with"
"Crista worked hard, is honest, kept our best interests as a top priority, is not pushy and she’s very easy to work with"

Robert and Teri Thornbury, Vista, CA
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"Everything was easy and smooth as butter."
"With Crista everything was easy and smooth as butter. I would never be in doubt about working with Crista."

Mary Stevens, Vista, CA
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"Working with Crista made us feel at ease"
Working with Crista made us feel at ease by explaining every step of the process and ensuring that we were always comfortable any decisions.

Chad and Sarah Spinks, Vista, CA
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Crista by far is the best broker I have ever used
Crista knew what we wanted, did not waste our time, but most of all she represented us in a highly professional manner

Newt and Jantima Danford, Oceanside, CA
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Crista was invaluable to us through every step
Crista was knowledgable, patient, professional, and honest and always available when we needed advice

Richard Champion and Nicole Everett, Vista, CA
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School Reports in Oceanside, Vista and Carlsbad, California
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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
Q 
What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?

A 
With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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Crista McClure-Swan, REALTOR®, real estate agent and broker for Oceanside, Vista and Carlsbad, California home listings, property and land for sale - NUMBER1EXPERT

Crista McClure-Swan
Realty Executives

911 Hacienda Drive
Vista, CA. 92081
Phone: 760-458-0797
Fax: 760-295-2967
Licence: 01293835
Email: cristamcclureswan@NUMBER1EXPERT.com

Crista McClure-Swan is best known for her commitment to her clients and the personal relationships she establishes with them, as evidenced by the confidence and trust her clients have in her efforts. From first contact through close of escrow, Crista is always available to her clients and goes beyond her call of duty to make sure they have the best buying or selling experience possible. "If you are a buyer, whether it takes 1 day or 1 year to find you the right home, I'm committed to you and your needs and won't rush you. During escrow, I am in daily communication with my clients and take pride in the fact that my clients can feel comfortable calling me for whatever reason." Crista backs her business and technology background and personal approach with proven performance. Crista was among the top 10% producing agents in her office in 2003. Crista has extensive buyer representative experience. Her client testimonials support her performance. As a listing agent, Crista offers extremely competitive pricing without sacrificing the full service clients require.

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