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There are city, county, and state programs that offer down payment assistance. You may qualify! Request information no these programs.
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Crista was invaluable to us through every step
Crista was knowledgable, patient, professional, and honest and always available when we needed advice
Richard Champion and Nicole Everett, Vista, CA
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The Meadows Affordable Housing in Poway
LAST PHASE IS NOW SELLING. ONLY A FEW HOMES LEFT!!!  | | | The Homes at The Meadows in Poway are available to first time home buyers who qualify as moderate income households | |
 If you are a first time homebuyer who falls within the moderate income ranges based on your household size, you may be eligible to purchase a home at The Meadows! Please call Crista McClure-Swan at 760-458-0797 or send an email to mcswans@cox.net to ask for more information about the homes at The Meadows!
You can also download the Self Qualification Form to better determine if you are a potential candidate for a home at The Meadows!
Each Energy Star home at The Meadows offers exciting features including 9' ceilings, tankless water heater, solar electric system, landscaped front and back yards, privacy fencing, air conditioning, granite countertops in the kitchen, wood cabinets throughout, laundry room, attached two-car garage, and fireplace. Take a Virtual Tour of the homes that are available!
How would you like to your electric bill to be 0-$10 a month? Some of the current homeowners are experiences this low cost! The green and energy efficient features will make your utility costs more than just manageable!
These homes are being offered through the City of Poway's SHOP program, their affordable home ownership program. If you qualify, you have the opportunity to purchase a $400,000 brand new home when you would normally only be able to afford a $300,000 home. How can this be? The SHOP program provides approximately $88,000 in down payment assistance. This assistance is in the form of two silent-deferred loans. Check out the FAQ for more details or call Crista McClure-Swan at 760-458-0797
For information about the City of Poway's SHOP program, please visit The City of Poway's Web Site .You can also Download our FAQ to get more details about the homes and the SHOP program    | | | Site location for the homes at The Meadows in Poway | |
 | | | Site Plan for the homes at The Meadows | |
 | | | Elevation for Model III. 1,468sf, 4br, 2ba | |
 | | | Floor Plan for Model III | |
We are still accepting applications for the moderate income homes. We have four 4-bedroom homes that are not yet selected. The monthly household payments (including principle, interest, property tax, insurance, and HOA) is about $2,150 per month. Please call Crista McClure-Swan if you want to discuss The Meadows in more detail. 760-458-0797
Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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| Q |
What is the world's largest palace?
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| A |
The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s. |
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Crista McClure-Swan
Realty Executives
911 Hacienda Drive
Vista, CA. 92081
Phone: 760-458-0797
Fax: 760-295-2967
Licence: 01293835
Email: cristamcclureswan@NUMBER1EXPERT.com
Crista McClure-Swan is best known for her commitment to her clients and the personal relationships she establishes with them, as evidenced by the confidence and trust her clients have in her efforts. From first contact through close of escrow, Crista is always available to her clients and goes beyond her call of duty to make sure they have the best buying or selling experience possible. "If you are a buyer, whether it takes 1 day or 1 year to find you the right home, I'm committed to you and your needs and won't rush you. During escrow, I am in daily communication with my clients and take pride in the fact that my clients can feel comfortable calling me for whatever reason."
Crista backs her business and technology background and personal approach with proven performance. Crista was among the top 10% producing agents in her office in 2003. Crista has extensive buyer representative experience. Her client testimonials support her performance. As a listing agent, Crista offers extremely competitive pricing without sacrificing the full service clients require.   
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