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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-458-0797.
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Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed.
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"Crista zero’s in on my needs"
"Crista zero’s in on my needs as a home buyer and respects my choices without adding her own preferences."
Bonnie Klotzly
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Crista McClure-Swan is one of The
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Trust Me with Your Referrals. Increase Your Chances of Making a Sale. You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy REALTOR®, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me. Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it. Please use this form to contact me... You can trust me with your important referrals. I'm a web-savvy, top selling agent in the Oceanside, Vista and Carlsbad area. Provide me with a few details, and I promise to get back to you quickly... 
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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What are the financial benefits of having a home near a body of water?
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| A |
The mere presence of water within 300 feet increases a home's value by 22 percent. |
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- NUMBER1EXPERT™ 
